Urban Upbound
Urban Upbound is a credit union based in Long Island Cit, New York, established in 2009, with $2 million in total assets serving 1,418 members. By Trust Grade it ranks 241st of 267 credit unions we track in New York. Its net worth ratio of 9.3% trails most similarly sized credit unions (12th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-0.43% return on assets), a point to watch. No consumer complaints against Urban Upbound appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Urban Upbound compares to New York peers
How we graded Urban Upbound
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Unprofitable over the period (ROA -0.43%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Urban Upbound over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Urban Upbound insured?
Yes. Urban Upbound is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Urban Upbound: frequently asked questions
Is Urban Upbound a good credit union?
Urban Upbound earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Unprofitable over the period (ROA -0.43%).
Is Urban Upbound NCUA-insured?
Yes. Urban Upbound is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Urban Upbound?
Urban Upbound holds $2 million in total assets, ranking 241st of 267 credit unions we track in New York. It serves 1,418 members.
Does Urban Upbound have CFPB complaints?
No CFPB complaints against Urban Upbound appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
