Utica Gas & Electric Emp
Utica Gas & Electric Emp is a credit union based in New Hartford, New York, established in 1937, with $134 million in total assets serving 3,803 members. By Trust Grade it ranks 7th of 267 credit unions we track in New York. Its net worth ratio of 16.6% is stronger than 92% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Utica Gas & Electric Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Utica Gas & Electric Emp compares to New York peers
How we graded Utica Gas & Electric Emp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.6% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Utica Gas & Electric Emp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Utica Gas & Electric Emp insured?
Yes. Utica Gas & Electric Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Utica Gas & Electric Emp: frequently asked questions
Is Utica Gas & Electric Emp a good credit union?
Utica Gas & Electric Emp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.55%).
Is Utica Gas & Electric Emp NCUA-insured?
Yes. Utica Gas & Electric Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Utica Gas & Electric Emp?
Utica Gas & Electric Emp holds $134 million in total assets, ranking 7th of 267 credit unions we track in New York. It serves 3,803 members.
Does Utica Gas & Electric Emp have CFPB complaints?
No CFPB complaints against Utica Gas & Electric Emp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
