Oswego County
Oswego County is a credit union based in Oswego, New York, established in 1975, with $152 million in total assets serving 14,601 members. By Trust Grade it ranks 68th of 267 credit unions we track in New York. Its net worth ratio of 11.8% is stronger than 57% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Oswego County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oswego County compares to New York peers
How we graded Oswego County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oswego County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oswego County insured?
Yes. Oswego County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oswego County: frequently asked questions
Is Oswego County a good credit union?
Oswego County earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.12%).
Is Oswego County NCUA-insured?
Yes. Oswego County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oswego County?
Oswego County holds $152 million in total assets, ranking 68th of 267 credit unions we track in New York. It serves 14,601 members.
Does Oswego County have CFPB complaints?
No CFPB complaints against Oswego County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
