Genesee Co-Op
Genesee Co-Op is a credit union based in Rochester, New York, established in 1981, with $48 million in total assets serving 4,528 members. By Trust Grade it ranks 54th of 267 credit unions we track in New York. Its net worth ratio of 23.0% is stronger than 86% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.13% return on assets. No consumer complaints against Genesee Co-Op appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Genesee Co-Op compares to New York peers
How we graded Genesee Co-Op
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.0% capital ratio)
- Strongly profitable (ROA 2.13%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Genesee Co-Op over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Genesee Co-Op insured?
Yes. Genesee Co-Op is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Genesee Co-Op: frequently asked questions
Is Genesee Co-Op a good credit union?
Genesee Co-Op earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (23.0% capital ratio); Strongly profitable (ROA 2.13%).
Is Genesee Co-Op NCUA-insured?
Yes. Genesee Co-Op is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Genesee Co-Op?
Genesee Co-Op holds $48 million in total assets, ranking 54th of 267 credit unions we track in New York. It serves 4,528 members.
Does Genesee Co-Op have CFPB complaints?
No CFPB complaints against Genesee Co-Op appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
