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credit union

Suny Fredonia

Fredonia, NY · Est. 1974
A
Trust Grade
Excellent
Score: 98/100

Suny Fredonia is a credit union based in Fredonia, New York, established in 1974, with $48 million in total assets serving 3,330 members. By Trust Grade it ranks 46th of 267 credit unions we track in New York. Its net worth ratio of 18.1% is stronger than 71% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.74% return on assets. No consumer complaints against Suny Fredonia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.2M
<$100M institution
Members
3,330
Shares & deposits
Net worth ratio
18.1%
Top 29% of <$100M peers · New York median 12%
Return on assets
2.7%
Top 2% of <$100M peers · New York median 0.67%
Rank in New York
#46
of 267 credit unions

How Suny Fredonia compares to New York peers

Net worth ratio
Top 29% of <$100M peers
Suny Fredonia
18.1%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Suny Fredonia
2.7%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Suny Fredonia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.1% capital ratio)
  • Strongly profitable (ROA 2.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Suny Fredonia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Suny Fredonia insured?

Yes. Suny Fredonia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Suny Fredonia: frequently asked questions

Is Suny Fredonia a good credit union?

Suny Fredonia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Strongly profitable (ROA 2.74%).

Is Suny Fredonia NCUA-insured?

Yes. Suny Fredonia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Suny Fredonia?

Suny Fredonia holds $48 million in total assets, ranking 46th of 267 credit unions we track in New York. It serves 3,330 members.

Does Suny Fredonia have CFPB complaints?

No CFPB complaints against Suny Fredonia appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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