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credit union

Rome

Rome, NY · Est. 1936
B
Trust Grade
Strong
Score: 87/100

Rome is a credit union based in Rome, New York, established in 1936, with $32 million in total assets serving 1,823 members. By Trust Grade it ranks 178th of 267 credit unions we track in New York. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Rome appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.2M
<$100M institution
Members
1,823
Shares & deposits
Net worth ratio
10.9%
Bottom 24% of <$100M peers · New York median 12%
Return on assets
0.2%
Bottom 28% of <$100M peers · New York median 0.67%
Rank in New York
#178
of 267 credit unions

How Rome compares to New York peers

Net worth ratio
Bottom 24% of <$100M peers
Rome
10.9%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of <$100M peers
Rome
0.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Rome

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rome over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rome insured?

Yes. Rome is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rome: frequently asked questions

Is Rome a good credit union?

Rome earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.16%).

Is Rome NCUA-insured?

Yes. Rome is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rome?

Rome holds $32 million in total assets, ranking 178th of 267 credit unions we track in New York. It serves 1,823 members.

Does Rome have CFPB complaints?

No CFPB complaints against Rome appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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