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credit union

Westar

Camillus, NY · Est. 1963
B
Trust Grade
Strong
Score: 85/100

Westar is a credit union based in Camillus, New York, established in 1963, with $33 million in total assets serving 1,751 members. By Trust Grade it ranks 202nd of 267 credit unions we track in New York. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Westar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.2M
<$100M institution
Members
1,751
Shares & deposits
Net worth ratio
10.4%
Bottom 20% of <$100M peers · New York median 12%
Return on assets
0.1%
Bottom 27% of <$100M peers · New York median 0.67%
Rank in New York
#202
of 267 credit unions

How Westar compares to New York peers

Net worth ratio
Bottom 20% of <$100M peers
Westar
10.4%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of <$100M peers
Westar
0.1%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Westar

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westar over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westar insured?

Yes. Westar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westar: frequently asked questions

Is Westar a good credit union?

Westar earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.13%).

Is Westar NCUA-insured?

Yes. Westar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westar?

Westar holds $33 million in total assets, ranking 202nd of 267 credit unions we track in New York. It serves 1,751 members.

Does Westar have CFPB complaints?

No CFPB complaints against Westar appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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