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credit union

Secny

Syracuse, NY · Est. 1971
C
Trust Grade
Average
Score: 75/100

Secny is a credit union based in Syracuse, New York, established in 1971, with $318 million in total assets serving 15,923 members. By Trust Grade it ranks 243rd of 267 credit unions we track in New York. Its net worth ratio of 7.5% trails most similarly sized credit unions (2th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Secny appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$318.0M
$100M–1B institution
Members
15,923
Shares & deposits
Net worth ratio
7.5%
Bottom 2% of $100M–1B peers · New York median 12%
Return on assets
0.2%
Bottom 16% of $100M–1B peers · New York median 0.67%
Rank in New York
#243
of 267 credit unions

How Secny compares to New York peers

Net worth ratio
Bottom 2% of $100M–1B peers
Secny
7.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Secny
0.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Secny

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
75/100
Customer experience
n/a
Overall
C · 75
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Secny over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Secny insured?

Yes. Secny is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Secny: frequently asked questions

Is Secny a good credit union?

Secny earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.19%).

Is Secny NCUA-insured?

Yes. Secny is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Secny?

Secny holds $318 million in total assets, ranking 243rd of 267 credit unions we track in New York. It serves 15,923 members.

Does Secny have CFPB complaints?

No CFPB complaints against Secny appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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