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credit union

Syracuse Postal

Syracuse, NY · Est. 1934
D
Trust Grade
Below average
Score: 61/100

Syracuse Postal is a credit union based in Syracuse, New York, established in 1934, with $18 million in total assets serving 1,009 members. By Trust Grade it ranks 263rd of 267 credit unions we track in New York. Its net worth ratio of 7.9% trails most similarly sized credit unions (5th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-1.48% return on assets), a point to watch. No consumer complaints against Syracuse Postal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.3M
<$100M institution
Members
1,009
Shares & deposits
Net worth ratio
7.9%
Bottom 5% of <$100M peers · New York median 12%
Return on assets
-1.5%
Bottom 6% of <$100M peers · New York median 0.67%
Rank in New York
#263
of 267 credit unions

How Syracuse Postal compares to New York peers

Net worth ratio
Bottom 5% of <$100M peers
Syracuse Postal
7.9%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
Syracuse Postal
-1.5%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Syracuse Postal

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
61/100
Customer experience
n/a
Overall
D · 61
  • Well-capitalized (7.9% capital ratio)
  • Unprofitable over the period (ROA -1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Syracuse Postal over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Syracuse Postal insured?

Yes. Syracuse Postal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Syracuse Postal: frequently asked questions

Is Syracuse Postal a good credit union?

Syracuse Postal earns a Bankzia Trust Grade of D (61/100, "Below average"), based on a financial-strength score of 61/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Unprofitable over the period (ROA -1.48%).

Is Syracuse Postal NCUA-insured?

Yes. Syracuse Postal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Syracuse Postal?

Syracuse Postal holds $18 million in total assets, ranking 263rd of 267 credit unions we track in New York. It serves 1,009 members.

Does Syracuse Postal have CFPB complaints?

No CFPB complaints against Syracuse Postal appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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