Adirondack Regional
Adirondack Regional is a credit union based in Tupper Lake, New York, established in 1947, with $87 million in total assets serving 7,001 members. By Trust Grade it ranks 172nd of 267 credit unions we track in New York. Its net worth ratio of 9.4% trails most similarly sized credit unions (13th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Adirondack Regional appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Adirondack Regional compares to New York peers
How we graded Adirondack Regional
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Adirondack Regional over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Adirondack Regional insured?
Yes. Adirondack Regional is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Adirondack Regional: frequently asked questions
Is Adirondack Regional a good credit union?
Adirondack Regional earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Strongly profitable (ROA 1.11%).
Is Adirondack Regional NCUA-insured?
Yes. Adirondack Regional is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Adirondack Regional?
Adirondack Regional holds $87 million in total assets, ranking 172nd of 267 credit unions we track in New York. It serves 7,001 members.
Does Adirondack Regional have CFPB complaints?
No CFPB complaints against Adirondack Regional appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
