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credit union

Radius

Kenmore, NY · Est. 1942
A
Trust Grade
Excellent
Score: 97/100

Radius is a credit union based in Kenmore, New York, established in 1942, with $88 million in total assets serving 7,550 members. By Trust Grade it ranks 72nd of 267 credit unions we track in New York. Its net worth ratio of 15.4% is stronger than 58% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.02% return on assets. Consumers filed 2 complaints about RADIUS FINANCIAL GROUP INC. with the CFPB — 22.7 per $1B in assets.

Total assets
$87.9M
<$100M institution
Members
7,550
Shares & deposits
Net worth ratio
15.4%
Top 42% of <$100M peers · New York median 12%
Return on assets
1.0%
Top 30% of <$100M peers · New York median 0.67%
Rank in New York
#72
of 267 credit unions

How Radius compares to New York peers

Net worth ratio
Top 42% of <$100M peers
Radius
15.4%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Radius
1.0%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Radius

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
45.5/100
Overall
A · 97
  • Strongly capitalized (15.4% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • 22.7 complaints per $1B in assets

Consumer complaints (CFPB)

2 complaints filed with the CFPB against RADIUS FINANCIAL GROUP INC. — 22.7 per $1B in assets.

Total complaints
2
Per $1B assets
22.7
Lower = better

Are deposits at Radius insured?

Yes. Radius is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Radius: frequently asked questions

Is Radius a good credit union?

Radius earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 45.5/100. Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 1.02%).

Is Radius NCUA-insured?

Yes. Radius is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Radius?

Radius holds $88 million in total assets, ranking 72nd of 267 credit unions we track in New York. It serves 7,550 members.

How many complaints does Radius have?

Consumers filed 2 complaints about RADIUS FINANCIAL GROUP INC. with the CFPB, or 22.7 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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