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credit union

Scf Westchester N. Y. Employees

White Plains, NY · Est. 1973
A
Trust Grade
Excellent
Score: 97/100

Scf Westchester N. Y. Employees is a credit union based in White Plains, New York, established in 1973, with $2 million in total assets serving 382 members. By Trust Grade it ranks 67th of 267 credit unions we track in New York. Its net worth ratio of 22.7% is stronger than 85% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Scf Westchester N. Y. Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6M
<$100M institution
Members
382
Shares & deposits
Net worth ratio
22.7%
Top 15% of <$100M peers · New York median 12%
Return on assets
1.0%
Top 33% of <$100M peers · New York median 0.67%
Rank in New York
#67
of 267 credit unions

How Scf Westchester N. Y. Employees compares to New York peers

Net worth ratio
Top 15% of <$100M peers
Scf Westchester
22.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Scf Westchester
1.0%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Scf Westchester N. Y. Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (22.7% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Scf Westchester N. Y. Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Scf Westchester N. Y. Employees insured?

Yes. Scf Westchester N. Y. Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Scf Westchester N. Y. Employees: frequently asked questions

Is Scf Westchester N. Y. Employees a good credit union?

Scf Westchester N. Y. Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (22.7% capital ratio); Profitable (ROA 0.96%).

Is Scf Westchester N. Y. Employees NCUA-insured?

Yes. Scf Westchester N. Y. Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Scf Westchester N. Y. Employees?

Scf Westchester N. Y. Employees holds $2 million in total assets, ranking 67th of 267 credit unions we track in New York. It serves 382 members.

Does Scf Westchester N. Y. Employees have CFPB complaints?

No CFPB complaints against Scf Westchester N. Y. Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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