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Eastern Operating Engineers

Whitestone, NY · Est. 1974
B
Trust Grade
Strong
Score: 87/100

Eastern Operating Engineers is a credit union based in Whitestone, New York, established in 1974, with $94 million in total assets serving 2,315 members. By Trust Grade it ranks 186th of 267 credit unions we track in New York. Its net worth ratio of 9.1% trails most similarly sized credit unions (11th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Eastern Operating Engineers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$94.3M
<$100M institution
Members
2,315
Shares & deposits
Net worth ratio
9.1%
Bottom 11% of <$100M peers · New York median 12%
Return on assets
0.9%
Top 35% of <$100M peers · New York median 0.67%
Rank in New York
#186
of 267 credit unions

How Eastern Operating Engineers compares to New York peers

Net worth ratio
Bottom 11% of <$100M peers
Eastern Operating
9.1%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Eastern Operating
0.9%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Eastern Operating Engineers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.1% capital ratio)
  • Profitable (ROA 0.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eastern Operating Engineers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Eastern Operating Engineers insured?

Yes. Eastern Operating Engineers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eastern Operating Engineers: frequently asked questions

Is Eastern Operating Engineers a good credit union?

Eastern Operating Engineers earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.91%).

Is Eastern Operating Engineers NCUA-insured?

Yes. Eastern Operating Engineers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Eastern Operating Engineers?

Eastern Operating Engineers holds $94 million in total assets, ranking 186th of 267 credit unions we track in New York. It serves 2,315 members.

Does Eastern Operating Engineers have CFPB complaints?

No CFPB complaints against Eastern Operating Engineers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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