Crossroads Community
Crossroads Community is a credit union based in Cheektowaga, New York, established in 1938, with $95 million in total assets serving 5,191 members. By Trust Grade it ranks 8th of 267 credit unions we track in New York. Its net worth ratio of 15.2% is stronger than 57% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Crossroads Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Crossroads Community compares to New York peers
How we graded Crossroads Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.2% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Crossroads Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Crossroads Community insured?
Yes. Crossroads Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Crossroads Community: frequently asked questions
Is Crossroads Community a good credit union?
Crossroads Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.48%).
Is Crossroads Community NCUA-insured?
Yes. Crossroads Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Crossroads Community?
Crossroads Community holds $95 million in total assets, ranking 8th of 267 credit unions we track in New York. It serves 5,191 members.
Does Crossroads Community have CFPB complaints?
No CFPB complaints against Crossroads Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
