Western Division
Western Division is a credit union based in Williamsville, New York, established in 1937, with $226 million in total assets serving 11,515 members. By Trust Grade it ranks 57th of 267 credit unions we track in New York. Its net worth ratio of 14.2% is stronger than 82% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Western Division appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Western Division compares to New York peers
How we graded Western Division
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.2% capital ratio)
- Strongly profitable (ROA 2.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Western Division over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Western Division insured?
Yes. Western Division is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Western Division: frequently asked questions
Is Western Division a good credit union?
Western Division earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 2.01%).
Is Western Division NCUA-insured?
Yes. Western Division is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Western Division?
Western Division holds $226 million in total assets, ranking 57th of 267 credit unions we track in New York. It serves 11,515 members.
Does Western Division have CFPB complaints?
No CFPB complaints against Western Division appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
