Co-Operative
Co-Operative is a credit union based in Woodridge, New York, established in 1936, with $3 million in total assets serving 402 members. By Trust Grade it ranks 63rd of 267 credit unions we track in New York. Its net worth ratio of 22.4% is stronger than 84% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Co-Operative appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Co-Operative compares to New York peers
How we graded Co-Operative
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.4% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Co-Operative over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Co-Operative insured?
Yes. Co-Operative is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Co-Operative: frequently asked questions
Is Co-Operative a good credit union?
Co-Operative earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (22.4% capital ratio); Profitable (ROA 0.91%).
Is Co-Operative NCUA-insured?
Yes. Co-Operative is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Co-Operative?
Co-Operative holds $3 million in total assets, ranking 63rd of 267 credit unions we track in New York. It serves 402 members.
Does Co-Operative have CFPB complaints?
No CFPB complaints against Co-Operative appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
