Guco
Guco is a credit union based in Greenville, North Carolina, established in 1970, with $10 million in total assets serving 1,383 members. By Trust Grade it ranks 23rd of 57 credit unions we track in North Carolina. Its net worth ratio of 18.2% is stronger than 72% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Guco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guco compares to North Carolina peers
How we graded Guco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.2% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Guco insured?
Yes. Guco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guco: frequently asked questions
Is Guco a good credit union?
Guco earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (18.2% capital ratio); Profitable (ROA 0.55%).
Is Guco NCUA-insured?
Yes. Guco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Guco?
Guco holds $10 million in total assets, ranking 23rd of 57 credit unions we track in North Carolina. It serves 1,383 members.
Does Guco have CFPB complaints?
No CFPB complaints against Guco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
