Skip to main content
credit union

Fargo Public Schools

Fargo, ND · Est. 1934
95/ 100
Trust Grade
Excellent
95 out of 100

Fargo Public Schools is a credit union based in Fargo, North Dakota, established in 1934, with $58 million in total assets serving 2,349 members. By Trust Grade it ranks 18th of 29 credit unions we track in North Dakota. Its net worth ratio of 12.2% trails most similarly sized credit unions (35th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Fargo Public Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$57.6M
<$100M institution
Members
2,349
Shares & deposits
Net worth ratio
12.2%
Bottom 35% of <$100M peers · North Dakota median 13.4%
Return on assets
0.7%
Top 48% of <$100M peers · North Dakota median 0.87%
Rank in North Dakota
#18
of 29 credit unions

How Fargo Public Schools compares to North Dakota peers

Net worth ratio
Bottom 35% of <$100M peers
Fargo Public
12.2%
North Dakota median
13.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
Fargo Public
0.7%
North Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Fargo Public Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Fargo Public Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fargo Public Schools insured?

Yes. Fargo Public Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fargo Public Schools: frequently asked questions

Is Fargo Public Schools a good credit union?

Fargo Public Schools earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.65%).

Is Fargo Public Schools NCUA-insured?

Yes. Fargo Public Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fargo Public Schools?

Fargo Public Schools holds $58 million in total assets, ranking 18th of 29 credit unions we track in North Dakota. It serves 2,349 members.

Does Fargo Public Schools have CFPB complaints?

No CFPB complaints against Fargo Public Schools appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

98
University
credit union · Grand Forks, ND · $45M assets
98
Affinity First
credit union · Minot, ND · $71M assets
98
Lamoure
credit union · Lamoure, ND · $41M assets
93
Riverfork
credit union · Grand Forks, ND · $31M assets
86
Postal Family
credit union · Fargo, ND · $30M assets
92
Area Community
credit union · Grand Forks, ND · $28M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →