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Fargo Va

Fargo, ND · Est. 1935
A
Trust Grade
Excellent
Score: 97/100

Fargo Va is a credit union based in Fargo, North Dakota, established in 1935, with $14 million in total assets serving 1,493 members. By Trust Grade it ranks 11th of 29 credit unions we track in North Dakota. Its net worth ratio of 12.3% trails most similarly sized credit unions (36th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Fargo Va appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.2M
<$100M institution
Members
1,493
Shares & deposits
Net worth ratio
12.3%
Bottom 36% of <$100M peers · North Dakota median 13.4%
Return on assets
1.0%
Top 33% of <$100M peers · North Dakota median 0.87%
Rank in North Dakota
#11
of 29 credit unions

How Fargo Va compares to North Dakota peers

Net worth ratio
Bottom 36% of <$100M peers
Fargo Va
12.3%
North Dakota median
13.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Fargo Va
1.0%
North Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Fargo Va

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fargo Va over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fargo Va insured?

Yes. Fargo Va is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fargo Va: frequently asked questions

Is Fargo Va a good credit union?

Fargo Va earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.96%).

Is Fargo Va NCUA-insured?

Yes. Fargo Va is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fargo Va?

Fargo Va holds $14 million in total assets, ranking 11th of 29 credit unions we track in North Dakota. It serves 1,493 members.

Does Fargo Va have CFPB complaints?

No CFPB complaints against Fargo Va appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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