Northern Valley
Northern Valley is a credit union based in Grand Forks, North Dakota, established in 1936, with $18 million in total assets serving 1,467 members. By Trust Grade it ranks 1st of 29 credit unions we track in North Dakota. Its net worth ratio of 14.3% is stronger than 51% of similarly sized credit unions, versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Northern Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern Valley compares to North Dakota peers
How we graded Northern Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northern Valley insured?
Yes. Northern Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern Valley: frequently asked questions
Is Northern Valley a good credit union?
Northern Valley earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.98%).
Is Northern Valley NCUA-insured?
Yes. Northern Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northern Valley?
Northern Valley holds $18 million in total assets, ranking 1st of 29 credit unions we track in North Dakota. It serves 1,467 members.
Does Northern Valley have CFPB complaints?
No CFPB complaints against Northern Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
