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credit union

Town And Country

Minot, ND · Est. 1939
A
Trust Grade
Excellent
Score: 97/100

Town And Country is a credit union based in Minot, North Dakota, established in 1939, with $782 million in total assets serving 26,494 members. By Trust Grade it ranks 13th of 29 credit unions we track in North Dakota. Its net worth ratio of 12.6% is stronger than 68% of similarly sized credit unions, versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Town And Country appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$781.6M
$100M–1B institution
Members
26,494
Shares & deposits
Net worth ratio
12.6%
Top 32% of $100M–1B peers · North Dakota median 13.4%
Return on assets
0.9%
Top 38% of $100M–1B peers · North Dakota median 0.87%
Rank in North Dakota
#13
of 29 credit unions

How Town And Country compares to North Dakota peers

Net worth ratio
Top 32% of $100M–1B peers
Town And
12.6%
North Dakota median
13.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
Town And
0.9%
North Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Town And Country

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Town And Country over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Town And Country insured?

Yes. Town And Country is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Town And Country: frequently asked questions

Is Town And Country a good credit union?

Town And Country earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.87%).

Is Town And Country NCUA-insured?

Yes. Town And Country is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Town And Country?

Town And Country holds $782 million in total assets, ranking 13th of 29 credit unions we track in North Dakota. It serves 26,494 members.

Does Town And Country have CFPB complaints?

No CFPB complaints against Town And Country appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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