Dakota West
Dakota West is a credit union based in Watford City, North Dakota, established in 1941, with $339 million in total assets serving 7,200 members. By Trust Grade it ranks 16th of 29 credit unions we track in North Dakota. Its net worth ratio of 13.3% is stronger than 74% of similarly sized credit unions, versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Dakota West appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dakota West compares to North Dakota peers
How we graded Dakota West
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dakota West over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dakota West insured?
Yes. Dakota West is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dakota West: frequently asked questions
Is Dakota West a good credit union?
Dakota West earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.73%).
Is Dakota West NCUA-insured?
Yes. Dakota West is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dakota West?
Dakota West holds $339 million in total assets, ranking 16th of 29 credit unions we track in North Dakota. It serves 7,200 members.
Does Dakota West have CFPB complaints?
No CFPB complaints against Dakota West appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
