Skip to main content
credit union

Ashland Community

Ashland, OH · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Ashland Community is a credit union based in Ashland, Ohio, established in 1951, with $23 million in total assets serving 2,706 members. By Trust Grade it ranks 5th of 195 credit unions we track in Ohio. Its net worth ratio of 12.2% trails most similarly sized credit unions (34th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against Ashland Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.8M
<$100M institution
Members
2,706
Shares & deposits
Net worth ratio
12.2%
Bottom 34% of <$100M peers · Ohio median 12%
Return on assets
1.8%
Top 9% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#5
of 195 credit unions

How Ashland Community compares to Ohio peers

Net worth ratio
Bottom 34% of <$100M peers
Ashland Community
12.2%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of <$100M peers
Ashland Community
1.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ashland Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ashland Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ashland Community insured?

Yes. Ashland Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ashland Community: frequently asked questions

Is Ashland Community a good credit union?

Ashland Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.80%).

Is Ashland Community NCUA-insured?

Yes. Ashland Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ashland Community?

Ashland Community holds $23 million in total assets, ranking 5th of 195 credit unions we track in Ohio. It serves 2,706 members.

Does Ashland Community have CFPB complaints?

No CFPB complaints against Ashland Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Steel Valley
credit union · Cleveland, OH · $23M assets
Genesis Employees
credit union · Zanesville, OH · $22M assets
Parish
credit union · Toledo, OH · $24M assets
Members Trust
credit union · Mason, OH · $24M assets
Dn Community
credit union · Canton, OH · $21M assets
Eight
credit union · Rossford, OH · $25M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →