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Greater Cincinnati School

Cincinnati, OH
B
Trust Grade
Strong
Score: 80/100

Greater Cincinnati School is a credit union based in Cincinnati, Ohio, with $135 million in total assets serving 7,957 members. By Trust Grade it ranks 179th of 195 credit unions we track in Ohio. Its net worth ratio of 12.8% is stronger than 69% of similarly sized credit unions, versus a Ohio median of 12%. It posted a loss over the most recent period (-0.99% return on assets), a point to watch. No consumer complaints against Greater Cincinnati School appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$135.3M
$100M–1B institution
Members
7,957
Shares & deposits
Net worth ratio
12.8%
Top 31% of $100M–1B peers · Ohio median 12%
Return on assets
-1.0%
Bottom 1% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#179
of 195 credit unions

How Greater Cincinnati School compares to Ohio peers

Net worth ratio
Top 31% of $100M–1B peers
Greater Cincinnati
12.8%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Greater Cincinnati
-1.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Greater Cincinnati School

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Strongly capitalized (12.8% capital ratio)
  • Unprofitable over the period (ROA -0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Cincinnati School over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Cincinnati School insured?

Yes. Greater Cincinnati School is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Cincinnati School: frequently asked questions

Is Greater Cincinnati School a good credit union?

Greater Cincinnati School earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Unprofitable over the period (ROA -0.99%).

Is Greater Cincinnati School NCUA-insured?

Yes. Greater Cincinnati School is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Cincinnati School?

Greater Cincinnati School holds $135 million in total assets, ranking 179th of 195 credit unions we track in Ohio. It serves 7,957 members.

Does Greater Cincinnati School have CFPB complaints?

No CFPB complaints against Greater Cincinnati School appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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