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credit union

Ohio Educational

Cleveland, OH · Est. 1900
C
Trust Grade
Average
Score: 78/100

Ohio Educational is a credit union based in Cleveland, Ohio, established in 1900, with $158 million in total assets serving 14,709 members. By Trust Grade it ranks 185th of 195 credit unions we track in Ohio. Its net worth ratio of 8.1% trails most similarly sized credit unions (5th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Ohio Educational appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$158.2M
$100M–1B institution
Members
14,709
Shares & deposits
Net worth ratio
8.1%
Bottom 5% of $100M–1B peers · Ohio median 12%
Return on assets
0.3%
Bottom 22% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#185
of 195 credit unions

How Ohio Educational compares to Ohio peers

Net worth ratio
Bottom 5% of $100M–1B peers
Ohio Educational
8.1%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
Ohio Educational
0.3%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ohio Educational

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.1% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ohio Educational over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ohio Educational insured?

Yes. Ohio Educational is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ohio Educational: frequently asked questions

Is Ohio Educational a good credit union?

Ohio Educational earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.30%).

Is Ohio Educational NCUA-insured?

Yes. Ohio Educational is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ohio Educational?

Ohio Educational holds $158 million in total assets, ranking 185th of 195 credit unions we track in Ohio. It serves 14,709 members.

Does Ohio Educational have CFPB complaints?

No CFPB complaints against Ohio Educational appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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