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credit union

Achieve

Elyria, OH · Est. 1958
A
Trust Grade
Excellent
Score: 93/100

Achieve is a credit union based in Elyria, Ohio, established in 1958, with $199 million in total assets serving 11,254 members. By Trust Grade it ranks 89th of 195 credit unions we track in Ohio. Its net worth ratio of 11.6% is stronger than 56% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Achieve appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$199.5M
$100M–1B institution
Members
11,254
Shares & deposits
Net worth ratio
11.6%
Top 44% of $100M–1B peers · Ohio median 12%
Return on assets
0.5%
Bottom 40% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#89
of 195 credit unions

How Achieve compares to Ohio peers

Net worth ratio
Top 44% of $100M–1B peers
Achieve
11.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Achieve
0.5%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Achieve

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Achieve over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Achieve insured?

Yes. Achieve is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Achieve: frequently asked questions

Is Achieve a good credit union?

Achieve earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.54%).

Is Achieve NCUA-insured?

Yes. Achieve is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Achieve?

Achieve holds $199 million in total assets, ranking 89th of 195 credit unions we track in Ohio. It serves 11,254 members.

Does Achieve have CFPB complaints?

No CFPB complaints against Achieve appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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