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credit union

Towpath

Fairlawn, OH
A
Trust Grade
Excellent
Score: 94/100

Towpath is a credit union based in Fairlawn, Ohio, with $212 million in total assets serving 25,031 members. By Trust Grade it ranks 83rd of 195 credit unions we track in Ohio. Its net worth ratio of 11.4% is stronger than 51% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Towpath appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$211.8M
$100M–1B institution
Members
25,031
Shares & deposits
Net worth ratio
11.4%
Top 49% of $100M–1B peers · Ohio median 12%
Return on assets
0.8%
Top 43% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#83
of 195 credit unions

How Towpath compares to Ohio peers

Net worth ratio
Top 49% of $100M–1B peers
Towpath
11.4%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
Towpath
0.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Towpath

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Towpath over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Towpath insured?

Yes. Towpath is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Towpath: frequently asked questions

Is Towpath a good credit union?

Towpath earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.79%).

Is Towpath NCUA-insured?

Yes. Towpath is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Towpath?

Towpath holds $212 million in total assets, ranking 83rd of 195 credit unions we track in Ohio. It serves 25,031 members.

Does Towpath have CFPB complaints?

No CFPB complaints against Towpath appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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