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credit union

Fremont

Fremont, OH · Est. 1946
96/ 100
Trust Grade
Excellent
96 out of 100

Fremont is a credit union based in Fremont, Ohio, established in 1946, with $386 million in total assets serving 22,690 members. By Trust Grade it ranks 54th of 195 credit unions we track in Ohio. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Fremont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$385.6M
$100M–1B institution
Members
22,690
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · Ohio median 12%
Return on assets
0.8%
Top 42% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#54
of 195 credit unions

How Fremont compares to Ohio peers

Net worth ratio
Top 33% of $100M–1B peers
Fremont
12.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
Fremont
0.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Fremont

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
96/100
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Fremont over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fremont insured?

Yes. Fremont is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fremont: frequently asked questions

Is Fremont a good credit union?

Fremont earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.80%).

Is Fremont NCUA-insured?

Yes. Fremont is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fremont?

Fremont holds $386 million in total assets, ranking 54th of 195 credit unions we track in Ohio. It serves 22,690 members.

Does Fremont have CFPB complaints?

No CFPB complaints against Fremont appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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