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credit union

Ih Credit Union, Inc.

Springfield, OH · Est. 1934
A
Trust Grade
Excellent
Score: 93/100

Ih Credit Union, Inc. is a credit union based in Springfield, Ohio, established in 1934, with $359 million in total assets serving 18,531 members. By Trust Grade it ranks 90th of 195 credit unions we track in Ohio. Its net worth ratio of 15.8% is stronger than 90% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Ih Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$358.7M
$100M–1B institution
Members
18,531
Shares & deposits
Net worth ratio
15.8%
Top 10% of $100M–1B peers · Ohio median 12%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#90
of 195 credit unions

How Ih Credit Union, Inc. compares to Ohio peers

Net worth ratio
Top 10% of $100M–1B peers
Ih Credit
15.8%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Ih Credit
0.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ih Credit Union, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (15.8% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ih Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ih Credit Union, Inc. insured?

Yes. Ih Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ih Credit Union, Inc.: frequently asked questions

Is Ih Credit Union, Inc. a good credit union?

Ih Credit Union, Inc. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.37%).

Is Ih Credit Union, Inc. NCUA-insured?

Yes. Ih Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ih Credit Union, Inc.?

Ih Credit Union, Inc. holds $359 million in total assets, ranking 90th of 195 credit unions we track in Ohio. It serves 18,531 members.

Does Ih Credit Union, Inc. have CFPB complaints?

No CFPB complaints against Ih Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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