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credit union

Kemba Financial

Gahanna, OH · Est. 1933
A
Trust Grade
Excellent
Score: 98/100

Kemba Financial is a credit union based in Gahanna, Ohio, established in 1933, with $2.4 billion in total assets serving 140,458 members. By Trust Grade it ranks 27th of 195 credit unions we track in Ohio. Its net worth ratio of 12.6% is stronger than 77% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Kemba Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.4B
$1B–10B institution
Members
140,458
Shares & deposits
Net worth ratio
12.6%
Top 23% of $1B–10B peers · Ohio median 12%
Return on assets
1.0%
Top 26% of $1B–10B peers · Ohio median 0.69%
Rank in Ohio
#27
of 195 credit unions

How Kemba Financial compares to Ohio peers

Net worth ratio
Top 23% of $1B–10B peers
Kemba Financial
12.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
Kemba Financial
1.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kemba Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kemba Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kemba Financial insured?

Yes. Kemba Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kemba Financial: frequently asked questions

Is Kemba Financial a good credit union?

Kemba Financial earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.99%).

Is Kemba Financial NCUA-insured?

Yes. Kemba Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kemba Financial?

Kemba Financial holds $2.4 billion in total assets, ranking 27th of 195 credit unions we track in Ohio. It serves 140,458 members.

Does Kemba Financial have CFPB complaints?

No CFPB complaints against Kemba Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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