Kemba
Kemba is a credit union based in West Chester, Ohio, established in 1934, with $1.8 billion in total assets serving 130,955 members. By Trust Grade it ranks 109th of 195 credit unions we track in Ohio. Its net worth ratio of 11.3% is stronger than 61% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Kemba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kemba compares to Ohio peers
How we graded Kemba
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Kemba over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kemba insured?
Yes. Kemba is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kemba: frequently asked questions
Is Kemba a good credit union?
Kemba earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.51%).
Is Kemba NCUA-insured?
Yes. Kemba is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kemba?
Kemba holds $1.8 billion in total assets, ranking 109th of 195 credit unions we track in Ohio. It serves 130,955 members.
Does Kemba have CFPB complaints?
No CFPB complaints against Kemba appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
