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credit union

Morrow County

Mount Gilead, OH · Est. 1974
A
Trust Grade
Excellent
Score: 98/100

Morrow County is a credit union based in Mount Gilead, Ohio, established in 1974, with $11 million in total assets serving 1,069 members. By Trust Grade it ranks 20th of 195 credit unions we track in Ohio. Its net worth ratio of 17.9% is stronger than 70% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Morrow County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.1M
<$100M institution
Members
1,069
Shares & deposits
Net worth ratio
17.9%
Top 30% of <$100M peers · Ohio median 12%
Return on assets
1.2%
Top 24% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#20
of 195 credit unions

How Morrow County compares to Ohio peers

Net worth ratio
Top 30% of <$100M peers
Morrow County
17.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Morrow County
1.2%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Morrow County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.9% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Morrow County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Morrow County insured?

Yes. Morrow County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Morrow County: frequently asked questions

Is Morrow County a good credit union?

Morrow County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 1.18%).

Is Morrow County NCUA-insured?

Yes. Morrow County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Morrow County?

Morrow County holds $11 million in total assets, ranking 20th of 195 credit unions we track in Ohio. It serves 1,069 members.

Does Morrow County have CFPB complaints?

No CFPB complaints against Morrow County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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