Middletown Area Schools
Middletown Area Schools is a credit union based in Middletown, Ohio, established in 1937, with $11 million in total assets serving 1,003 members. By Trust Grade it ranks 30th of 195 credit unions we track in Ohio. Its net worth ratio of 15.3% is stronger than 57% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Middletown Area Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Middletown Area Schools compares to Ohio peers
How we graded Middletown Area Schools
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Strongly profitable (ROA 1.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Middletown Area Schools over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Middletown Area Schools insured?
Yes. Middletown Area Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Middletown Area Schools: frequently asked questions
Is Middletown Area Schools a good credit union?
Middletown Area Schools earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 1.73%).
Is Middletown Area Schools NCUA-insured?
Yes. Middletown Area Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Middletown Area Schools?
Middletown Area Schools holds $11 million in total assets, ranking 30th of 195 credit unions we track in Ohio. It serves 1,003 members.
Does Middletown Area Schools have CFPB complaints?
No CFPB complaints against Middletown Area Schools appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
