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credit union

Promedica

Toledo, OH · Est. 1973
B
Trust Grade
Strong
Score: 84/100

Promedica is a credit union based in Toledo, Ohio, established in 1973, with $61 million in total assets serving 6,557 members. By Trust Grade it ranks 154th of 195 credit unions we track in Ohio. Its net worth ratio of 10.0% trails most similarly sized credit unions (18th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Promedica appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.5M
<$100M institution
Members
6,557
Shares & deposits
Net worth ratio
10.0%
Bottom 18% of <$100M peers · Ohio median 12%
Return on assets
0.1%
Bottom 25% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#154
of 195 credit unions

How Promedica compares to Ohio peers

Net worth ratio
Bottom 18% of <$100M peers
Promedica
10.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Promedica
0.1%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Promedica

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Promedica over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Promedica insured?

Yes. Promedica is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Promedica: frequently asked questions

Is Promedica a good credit union?

Promedica earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.08%).

Is Promedica NCUA-insured?

Yes. Promedica is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Promedica?

Promedica holds $61 million in total assets, ranking 154th of 195 credit unions we track in Ohio. It serves 6,557 members.

Does Promedica have CFPB complaints?

No CFPB complaints against Promedica appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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