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credit union

Wes

Willoughby, OH · Est. 1954
B
Trust Grade
Strong
Score: 89/100

Wes is a credit union based in Willoughby, Ohio, established in 1954, with $14 million in total assets serving 1,510 members. By Trust Grade it ranks 126th of 195 credit unions we track in Ohio. Its net worth ratio of 9.8% trails most similarly sized credit unions (16th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Wes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.4M
<$100M institution
Members
1,510
Shares & deposits
Net worth ratio
9.8%
Bottom 16% of <$100M peers · Ohio median 12%
Return on assets
0.9%
Top 34% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#126
of 195 credit unions

How Wes compares to Ohio peers

Net worth ratio
Bottom 16% of <$100M peers
Wes
9.8%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Wes
0.9%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Wes

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.8% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wes over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wes insured?

Yes. Wes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wes: frequently asked questions

Is Wes a good credit union?

Wes earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.93%).

Is Wes NCUA-insured?

Yes. Wes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wes?

Wes holds $14 million in total assets, ranking 126th of 195 credit unions we track in Ohio. It serves 1,510 members.

Does Wes have CFPB complaints?

No CFPB complaints against Wes appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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