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credit union

Energize

Oklahoma City, OK · Est. 1967
A
Trust Grade
Excellent
Score: 93/100

Energize is a credit union based in Oklahoma City, Oklahoma, established in 1967, with $26 million in total assets serving 3,094 members. By Trust Grade it ranks 27th of 53 credit unions we track in Oklahoma. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Energize appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.7M
<$100M institution
Members
3,094
Shares & deposits
Net worth ratio
13.5%
Bottom 45% of <$100M peers · Oklahoma median 12.5%
Return on assets
0.4%
Bottom 39% of <$100M peers · Oklahoma median 0.55%
Rank in Oklahoma
#27
of 53 credit unions

How Energize compares to Oklahoma peers

Net worth ratio
Bottom 45% of <$100M peers
Energize
13.5%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of <$100M peers
Energize
0.4%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Energize

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Energize over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Energize insured?

Yes. Energize is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Energize: frequently asked questions

Is Energize a good credit union?

Energize earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.39%).

Is Energize NCUA-insured?

Yes. Energize is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Energize?

Energize holds $26 million in total assets, ranking 27th of 53 credit unions we track in Oklahoma. It serves 3,094 members.

Does Energize have CFPB complaints?

No CFPB complaints against Energize appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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