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credit union

Tinker

Oklahoma City, OK · Est. 1946
A
Trust Grade
Excellent
Score: 97/100

Tinker is a credit union based in Oklahoma City, Oklahoma, established in 1946, with $6.1 billion in total assets serving 484,290 members. By Trust Grade it ranks 13th of 53 credit unions we track in Oklahoma. Its net worth ratio of 14.5% is stronger than 91% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Tinker appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.1B
$1B–10B institution
Members
484,290
Shares & deposits
Net worth ratio
14.5%
Top 9% of $1B–10B peers · Oklahoma median 12.5%
Return on assets
0.9%
Top 31% of $1B–10B peers · Oklahoma median 0.55%
Rank in Oklahoma
#13
of 53 credit unions

How Tinker compares to Oklahoma peers

Net worth ratio
Top 9% of $1B–10B peers
Tinker
14.5%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $1B–10B peers
Tinker
0.9%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Tinker

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.5% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tinker over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tinker insured?

Yes. Tinker is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tinker: frequently asked questions

Is Tinker a good credit union?

Tinker earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.93%).

Is Tinker NCUA-insured?

Yes. Tinker is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tinker?

Tinker holds $6.1 billion in total assets, ranking 13th of 53 credit unions we track in Oklahoma. It serves 484,290 members.

Does Tinker have CFPB complaints?

No CFPB complaints against Tinker appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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