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credit union

Employees

Tulsa, OK · Est. 1954
C
Trust Grade
Average
Score: 76/100

Employees is a credit union based in Tulsa, Oklahoma, established in 1954, with $48 million in total assets serving 3,434 members. By Trust Grade it ranks 46th of 53 credit unions we track in Oklahoma. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Oklahoma median of 12.5%. It posted a loss over the most recent period (-0.08% return on assets), a point to watch. No consumer complaints against Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.1M
<$100M institution
Members
3,434
Shares & deposits
Net worth ratio
8.2%
Bottom 5% of <$100M peers · Oklahoma median 12.5%
Return on assets
-0.1%
Bottom 20% of <$100M peers · Oklahoma median 0.55%
Rank in Oklahoma
#46
of 53 credit unions

How Employees compares to Oklahoma peers

Net worth ratio
Bottom 5% of <$100M peers
Employees
8.2%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Employees
-0.1%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (8.2% capital ratio)
  • Unprofitable over the period (ROA -0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Employees insured?

Yes. Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Employees: frequently asked questions

Is Employees a good credit union?

Employees earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Unprofitable over the period (ROA -0.08%).

Is Employees NCUA-insured?

Yes. Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Employees?

Employees holds $48 million in total assets, ranking 46th of 53 credit unions we track in Oklahoma. It serves 3,434 members.

Does Employees have CFPB complaints?

No CFPB complaints against Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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