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credit union

Oklahoma Central

Tulsa, OK · Est. 1941
A
Trust Grade
Excellent
Score: 93/100

Oklahoma Central is a credit union based in Tulsa, Oklahoma, established in 1941, with $761 million in total assets serving 42,970 members. By Trust Grade it ranks 28th of 53 credit unions we track in Oklahoma. Its net worth ratio of 13.8% is stronger than 78% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Oklahoma Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$760.7M
$100M–1B institution
Members
42,970
Shares & deposits
Net worth ratio
13.8%
Top 22% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
0.4%
Bottom 31% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#28
of 53 credit unions

How Oklahoma Central compares to Oklahoma peers

Net worth ratio
Top 22% of $100M–1B peers
Oklahoma Central
13.8%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Oklahoma Central
0.4%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Oklahoma Central

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.8% capital ratio)
  • Profitable (ROA 0.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oklahoma Central over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Oklahoma Central insured?

Yes. Oklahoma Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oklahoma Central: frequently asked questions

Is Oklahoma Central a good credit union?

Oklahoma Central earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Profitable (ROA 0.42%).

Is Oklahoma Central NCUA-insured?

Yes. Oklahoma Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Oklahoma Central?

Oklahoma Central holds $761 million in total assets, ranking 28th of 53 credit unions we track in Oklahoma. It serves 42,970 members.

Does Oklahoma Central have CFPB complaints?

No CFPB complaints against Oklahoma Central appear in our data over the analysis window, which is typical for a credit union of this size.

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Oklahoma Educators
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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