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credit union

Point West

Portland, OR · Est. 1934
A
Trust Grade
Excellent
Score: 96/100

Point West is a credit union based in Portland, Oregon, established in 1934, with $102 million in total assets serving 7,093 members. By Trust Grade it ranks 15th of 47 credit unions we track in Oregon. Its net worth ratio of 12.2% is stronger than 62% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Point West appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$102.0M
$100M–1B institution
Members
7,093
Shares & deposits
Net worth ratio
12.2%
Top 38% of $100M–1B peers · Oregon median 12.8%
Return on assets
0.8%
Top 44% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#15
of 47 credit unions

How Point West compares to Oregon peers

Net worth ratio
Top 38% of $100M–1B peers
Point West
12.2%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Point West
0.8%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Point West

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Point West over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Point West insured?

Yes. Point West is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Point West: frequently asked questions

Is Point West a good credit union?

Point West earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.76%).

Is Point West NCUA-insured?

Yes. Point West is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Point West?

Point West holds $102 million in total assets, ranking 15th of 47 credit unions we track in Oregon. It serves 7,093 members.

Does Point West have CFPB complaints?

No CFPB complaints against Point West appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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