Emerald Empire
Emerald Empire is a credit union based in Springfield, Oregon, established in 1954, with $29 million in total assets serving 2,538 members. By Trust Grade it ranks 34th of 47 credit unions we track in Oregon. Its net worth ratio of 20.1% is stronger than 78% of similarly sized credit unions, versus a Oregon median of 12.8%. It posted a loss over the most recent period (-0.09% return on assets), a point to watch. No consumer complaints against Emerald Empire appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Emerald Empire compares to Oregon peers
How we graded Emerald Empire
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.1% capital ratio)
- Unprofitable over the period (ROA -0.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Emerald Empire over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Emerald Empire insured?
Yes. Emerald Empire is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Emerald Empire: frequently asked questions
Is Emerald Empire a good credit union?
Emerald Empire earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (20.1% capital ratio); Unprofitable over the period (ROA -0.09%).
Is Emerald Empire NCUA-insured?
Yes. Emerald Empire is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Emerald Empire?
Emerald Empire holds $29 million in total assets, ranking 34th of 47 credit unions we track in Oregon. It serves 2,538 members.
Does Emerald Empire have CFPB complaints?
No CFPB complaints against Emerald Empire appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
