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credit union

Pennsylvania-American Water

Bethel Park, PA · Est. 1973
B
Trust Grade
Strong
Score: 84/100

Pennsylvania-American Water is a credit union based in Bethel Park, Pennsylvania, established in 1973, with $12 million in total assets serving 1,326 members. By Trust Grade it ranks 234th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.7% trails most similarly sized credit unions (39th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.59% return on assets), a point to watch. No consumer complaints against Pennsylvania-American Water appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$12.1M
<$100M institution
Members
1,326
Shares & deposits
Net worth ratio
12.7%
Bottom 39% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-0.6%
Bottom 12% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#234
of 271 credit unions

How Pennsylvania-American Water compares to Pennsylvania peers

Net worth ratio
Bottom 39% of <$100M peers
Pennsylvania-American Water
12.7%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Pennsylvania-American Water
-0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Pennsylvania-American Water

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (12.7% capital ratio)
  • Unprofitable over the period (ROA -0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pennsylvania-American Water over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pennsylvania-American Water insured?

Yes. Pennsylvania-American Water is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pennsylvania-American Water: frequently asked questions

Is Pennsylvania-American Water a good credit union?

Pennsylvania-American Water earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Unprofitable over the period (ROA -0.59%).

Is Pennsylvania-American Water NCUA-insured?

Yes. Pennsylvania-American Water is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pennsylvania-American Water?

Pennsylvania-American Water holds $12 million in total assets, ranking 234th of 271 credit unions we track in Pennsylvania. It serves 1,326 members.

Does Pennsylvania-American Water have CFPB complaints?

No CFPB complaints against Pennsylvania-American Water appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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