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credit union

Franklin Mint

Chadds Ford, PA · Est. 1970
81/ 100
Trust Grade
Strong
81 out of 100

Franklin Mint is a credit union based in Chadds Ford, Pennsylvania, established in 1970, with $2.2 billion in total assets serving 164,381 members. By Trust Grade it ranks 248th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.9% trails most similarly sized credit unions (10th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Franklin Mint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.2B
$1B–10B institution
Members
164,381
Shares & deposits
Net worth ratio
8.9%
Bottom 10% of $1B–10B peers · Pennsylvania median 13.2%
Return on assets
0.3%
Bottom 18% of $1B–10B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#248
of 271 credit unions

How Franklin Mint compares to Pennsylvania peers

Net worth ratio
Bottom 10% of $1B–10B peers
Franklin Mint
8.9%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $1B–10B peers
Franklin Mint
0.3%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Franklin Mint

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
81/100
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Franklin Mint over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Franklin Mint insured?

Yes. Franklin Mint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Franklin Mint: frequently asked questions

Is Franklin Mint a good credit union?

Franklin Mint earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.34%).

Is Franklin Mint NCUA-insured?

Yes. Franklin Mint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Franklin Mint?

Franklin Mint holds $2.2 billion in total assets, ranking 248th of 271 credit unions we track in Pennsylvania. It serves 164,381 members.

Does Franklin Mint have CFPB complaints?

No CFPB complaints against Franklin Mint appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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