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credit union

Widget

Erie, PA · Est. 1936
B
Trust Grade
Strong
Score: 89/100

Widget is a credit union based in Erie, Pennsylvania, established in 1936, with $485 million in total assets serving 49,171 members. By Trust Grade it ranks 195th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Widget appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$485.1M
$100M–1B institution
Members
49,171
Shares & deposits
Net worth ratio
10.4%
Bottom 36% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.6%
Bottom 41% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#195
of 271 credit unions

How Widget compares to Pennsylvania peers

Net worth ratio
Bottom 36% of $100M–1B peers
Widget
10.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Widget
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Widget

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Widget over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Widget insured?

Yes. Widget is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Widget: frequently asked questions

Is Widget a good credit union?

Widget earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.56%).

Is Widget NCUA-insured?

Yes. Widget is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Widget?

Widget holds $485 million in total assets, ranking 195th of 271 credit unions we track in Pennsylvania. It serves 49,171 members.

Does Widget have CFPB complaints?

No CFPB complaints against Widget appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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