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Armstrong Associates

Ford City, PA · Est. 1958
93/ 100
Trust Grade
Excellent
93 out of 100

Armstrong Associates is a credit union based in Ford City, Pennsylvania, established in 1958, with $81 million in total assets serving 8,062 members. By Trust Grade it ranks 147th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.4% trails most similarly sized credit unions (36th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Armstrong Associates appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$80.8M
<$100M institution
Members
8,062
Shares & deposits
Net worth ratio
12.4%
Bottom 36% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.4%
Bottom 39% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#147
of 271 credit unions

How Armstrong Associates compares to Pennsylvania peers

Net worth ratio
Bottom 36% of <$100M peers
Armstrong Associates
12.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of <$100M peers
Armstrong Associates
0.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Armstrong Associates

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
93/100
  • Strongly capitalized (12.4% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Armstrong Associates over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Armstrong Associates insured?

Yes. Armstrong Associates is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Armstrong Associates: frequently asked questions

Is Armstrong Associates a good credit union?

Armstrong Associates earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.39%).

Is Armstrong Associates NCUA-insured?

Yes. Armstrong Associates is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Armstrong Associates?

Armstrong Associates holds $81 million in total assets, ranking 147th of 271 credit unions we track in Pennsylvania. It serves 8,062 members.

Does Armstrong Associates have CFPB complaints?

No CFPB complaints against Armstrong Associates appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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