Galaxy
Galaxy is a credit union based in Franklin, Pennsylvania, established in 1940, with $73 million in total assets serving 4,551 members. By Trust Grade it ranks 96th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Galaxy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Galaxy compares to Pennsylvania peers
How we graded Galaxy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Galaxy over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Galaxy insured?
Yes. Galaxy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Galaxy: frequently asked questions
Is Galaxy a good credit union?
Galaxy earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.77%).
Is Galaxy NCUA-insured?
Yes. Galaxy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Galaxy?
Galaxy holds $73 million in total assets, ranking 96th of 271 credit unions we track in Pennsylvania. It serves 4,551 members.
Does Galaxy have CFPB complaints?
No CFPB complaints against Galaxy appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
