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credit union

North Districts

Gibsonia, PA · Est. 1942
A
Trust Grade
Excellent
Score: 97/100

North Districts is a credit union based in Gibsonia, Pennsylvania, established in 1942, with $45 million in total assets serving 3,227 members. By Trust Grade it ranks 92nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 15.3% is stronger than 57% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against North Districts appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.9M
<$100M institution
Members
3,227
Shares & deposits
Net worth ratio
15.3%
Top 43% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.9%
Top 37% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#92
of 271 credit unions

How North Districts compares to Pennsylvania peers

Net worth ratio
Top 43% of <$100M peers
North Districts
15.3%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
North Districts
0.9%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded North Districts

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (15.3% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North Districts over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North Districts insured?

Yes. North Districts is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North Districts: frequently asked questions

Is North Districts a good credit union?

North Districts earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.86%).

Is North Districts NCUA-insured?

Yes. North Districts is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North Districts?

North Districts holds $45 million in total assets, ranking 92nd of 271 credit unions we track in Pennsylvania. It serves 3,227 members.

Does North Districts have CFPB complaints?

No CFPB complaints against North Districts appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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