Pennsylvania Central
Pennsylvania Central is a credit union based in Harrisburg, Pennsylvania, established in 1938, with $137 million in total assets serving 12,558 members. By Trust Grade it ranks 185th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.5% trails most similarly sized credit unions (38th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Pennsylvania Central appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pennsylvania Central compares to Pennsylvania peers
How we graded Pennsylvania Central
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.5% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pennsylvania Central over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pennsylvania Central insured?
Yes. Pennsylvania Central is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pennsylvania Central: frequently asked questions
Is Pennsylvania Central a good credit union?
Pennsylvania Central earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.72%).
Is Pennsylvania Central NCUA-insured?
Yes. Pennsylvania Central is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pennsylvania Central?
Pennsylvania Central holds $137 million in total assets, ranking 185th of 271 credit unions we track in Pennsylvania. It serves 12,558 members.
Does Pennsylvania Central have CFPB complaints?
No CFPB complaints against Pennsylvania Central appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
