1st Ed Credit Union
1st Ed Credit Union is a credit union based in Chambersburg, Pennsylvania, established in 1938, with $140 million in total assets serving 7,068 members. By Trust Grade it ranks 158th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 15.6% is stronger than 89% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against 1st Ed Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Ed Credit Union compares to Pennsylvania peers
How we graded 1st Ed Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.6% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Ed Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Ed Credit Union insured?
Yes. 1st Ed Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Ed Credit Union: frequently asked questions
Is 1st Ed Credit Union a good credit union?
1st Ed Credit Union earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.41%).
Is 1st Ed Credit Union NCUA-insured?
Yes. 1st Ed Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Ed Credit Union?
1st Ed Credit Union holds $140 million in total assets, ranking 158th of 271 credit unions we track in Pennsylvania. It serves 7,068 members.
Does 1st Ed Credit Union have CFPB complaints?
No CFPB complaints against 1st Ed Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
