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credit union

Lanco

Lancaster, PA · Est. 1965
93/ 100
Trust Grade
Excellent
93 out of 100

Lanco is a credit union based in Lancaster, Pennsylvania, established in 1965, with $126 million in total assets serving 9,983 members. By Trust Grade it ranks 150th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.7% trails most similarly sized credit unions (42th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Lanco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$126.5M
$100M–1B institution
Members
9,983
Shares & deposits
Net worth ratio
10.7%
Bottom 42% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
1.2%
Top 19% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#150
of 271 credit unions

How Lanco compares to Pennsylvania peers

Net worth ratio
Bottom 42% of $100M–1B peers
Lanco
10.7%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Lanco
1.2%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Lanco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
93/100
  • Well-capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Lanco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lanco insured?

Yes. Lanco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lanco: frequently asked questions

Is Lanco a good credit union?

Lanco earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.22%).

Is Lanco NCUA-insured?

Yes. Lanco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lanco?

Lanco holds $126 million in total assets, ranking 150th of 271 credit unions we track in Pennsylvania. It serves 9,983 members.

Does Lanco have CFPB complaints?

No CFPB complaints against Lanco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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